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	<title>Rockwall Texas Living &#187; cornerstone mortgage</title>
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		<title>Mortgage Rates and Points &#8211; Harold Smith &#8211; Episode #98</title>
		<link>http://www.rockwalltexasliving.com/mortgage-rates-and-points-harold-smith-episode-98/</link>
		<comments>http://www.rockwalltexasliving.com/mortgage-rates-and-points-harold-smith-episode-98/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 11:00:18 +0000</pubDate>
		<dc:creator>themattesongroup</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Loan Tips]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[buy down]]></category>
		<category><![CDATA[cornerstone mortgage]]></category>
		<category><![CDATA[harold smith]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage points]]></category>

		<guid isPermaLink="false">http://www.rockwalltexasliving.com/?p=1274</guid>
		<description><![CDATA[Harold Smith with Cornerstone Mortgage is back again to discuss mortgage rates and points.  He will explain how they are tied together and some scenarios where &#8220;buying down a rate&#8221; can make sense&#8230;and when it does not. For more info: The Matteson Group Coldwell Banker Apex, Realtors 214.405.3640 Your trusted real estate advisors providing a [...]]]></description>
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		<title>Seller Contributions &#8211; Harold Smith &#8211; Episode #95</title>
		<link>http://www.rockwalltexasliving.com/seller-contributions-harold-smith-episode-95/</link>
		<comments>http://www.rockwalltexasliving.com/seller-contributions-harold-smith-episode-95/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 11:00:01 +0000</pubDate>
		<dc:creator>themattesongroup</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Purchase Tips]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[buyers closing costs]]></category>
		<category><![CDATA[cornerstone mortgage]]></category>
		<category><![CDATA[harold smith]]></category>
		<category><![CDATA[seller contributions]]></category>

		<guid isPermaLink="false">http://www.rockwalltexasliving.com/?p=1260</guid>
		<description><![CDATA[Harold Smith from Cornerstone Mortgage pays us a visit to explain in greater detail the ins and outs of Seller Contributions which is also called Seller Concessions. These &#8220;contributions&#8221; typically go towards Buyer&#8217;s Closing Costs. For more info: The Matteson Group Coldwell Banker Apex, Realtors 214.405.3640 Your trusted real estate advisors providing a joy filled [...]]]></description>
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		<title>How to Choose a Lender Part 4 &#8211; Harold Smith &#8211; Episode #93</title>
		<link>http://www.rockwalltexasliving.com/how-to-choose-a-lender-part-4-harold-smith-episode-93/</link>
		<comments>http://www.rockwalltexasliving.com/how-to-choose-a-lender-part-4-harold-smith-episode-93/#comments</comments>
		<pubDate>Mon, 21 Sep 2009 11:00:11 +0000</pubDate>
		<dc:creator>themattesongroup</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Loan Tips]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[cornerstone mortgage]]></category>
		<category><![CDATA[harold smith]]></category>
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		<guid isPermaLink="false">http://www.rockwalltexasliving.com/?p=1251</guid>
		<description><![CDATA[Part 4 – Rates change daily, if not hourly View other parts of this series: Part 1 &#124; Part 2 &#124; Part 3 &#124; Part 4 How do you choose a lender? That is exactly what we are discussing in this four part series. We were able to bring in Harold Smith with Cornerstone Mortage to tell us [...]]]></description>
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		<title>How to Choose a Lender Part 3 &#8211; Harold Smith &#8211; Episode #92</title>
		<link>http://www.rockwalltexasliving.com/how-to-choose-a-lender-part-3-harold-smith-episode-92/</link>
		<comments>http://www.rockwalltexasliving.com/how-to-choose-a-lender-part-3-harold-smith-episode-92/#comments</comments>
		<pubDate>Fri, 18 Sep 2009 11:00:16 +0000</pubDate>
		<dc:creator>themattesongroup</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Loan Tips]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[cornerstone mortgage]]></category>
		<category><![CDATA[harold smith]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[how to]]></category>
		<category><![CDATA[picking a lender]]></category>

		<guid isPermaLink="false">http://www.rockwalltexasliving.com/?p=1246</guid>
		<description><![CDATA[Part 3 – Make correct comparisons &#38; Rates and Closing Costs View other parts of this series: Part 1 &#124; Part 2 &#124; Part 3 &#124; Part 4 How do you choose a lender? That is exactly what we are discussing in this four part series. We were able to bring in Harold Smith with Cornerstone Mortage to [...]]]></description>
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